Legacy & Estate Planning in Encinitas, CA

Retirement Strategies

We take time to assess your retirement goals, your trajectory, and provide a thorough retirement assessment and social security analysis as well as a customized income strategy for your pre and post retirement years. This process assesses not only your assets and income but also your liabilities and projected expenses and life expectancy. With women generally living longer than men and citing concerns about outliving their money, longevity is an even more important factor that we consider when helping you plan for retirement.

Investment Strategies

For our investment management services we integrate a comprehensive investment plan with ongoing portfolio management. After meeting with you we develop a dynamic investment strategy that fits your goals, values, where you are in life and your vision for the future. We monitor investment performance, making alterations to your portfolio and rebalancing of accounts as needed throughout the year. We also meet annually with you to review portfolio performance and reevaluate investment strategies and any client changes if/when needed.

Investing involves risk including loss of principal. No strategy assures success or protects against loss.

Transition Planning

Often, change can bring about new financial challenges. Whether you have aging parents or are parents yourselves, are newly married or newly divorced or widowed, planning a career change or dealing with changes in health for yourself or a loved one, planning for these periods of transition is a vital component to sound financial planning. We’re here to help you navigate the process.

Estate Planning

We partner with clients and estate planning attorneys to provide guidance and information regarding wealth preservation, legacy strategies for transferring assets to the next generation, and charitable giving, and offer customized investment services for trusts and inherited assets. Planning now for the things you will leave behind is a gift to yourself as well as your loved ones.

Preservation Planning

The goal of asset protection planning is to provide risk management in your financial plan, incorporating investment vehicles and strategies that address potential income loss to yourself or your loved ones due to unforeseen situations such as illness, accident, job loss or death.